What does Renters insurance cover?

With a HiRoad Renters insurance policy, you get both personal property & personal liability coverage. 

Here’s what that means for you:

  • Personal Property coverage--this protection covers your belongings, wherever they are in the world, if they are stolen or lost due to a hazard like a fire or flood. For example, if your bike is stolen from your front porch or from the bike rack outside your workplace, it is still covered.
  • Personal Liability coverage--this protection covers an accident in your home where you may be held legally responsible. This includes personal injury and property damage. For example, imagine you accidentally leave the water running in your bathtub. The water floods your bathroom and drips downstairs to your neighbor's apartment, completely ruining their stuff. It may sound like a nightmare scenario but it does happen. When it does, your Personal Liability coverage is exactly what you need. In addition, this coverage may provide for the payment of your defense against claims or suits.

Like any other protection, price, deductibles and coverages may vary. You can get a Renters insurance quote on HiRoad.com to get a rate based on your coverage needs.

Having Renters insurance is one of the best ways to protect your stuff and be a mindful renter in a chaotic world. To learn more, reach out to us at support@hiroad.com.

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