How is my discount calculated?

Your max price includes factors such as:

• Age
• Address
• Vehicle details
Driving experience and history
• Consumer report information (e.g. credit and prior insurance history)

You can save on your price every month based on how much and how well you drive. Your driver discount includes these key factors:

  • How much time you spend driving
  • How you brake, accelerate, and corner
  • How many trips you take in a day
  • How you use your car (commute, weekends)
  • What times of day you drive
  • Your driving speed
  • Keeping your hands off your phone completely
  • Asking a passenger to use their phone if you need info
  • Not weaving in and out of traffic or driving with jerky motions
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