How do I know if my car has an anti-theft device?

In insurance terms, this is any feature preinstalled in your car that makes it harder to steal, or easier to track or recover. We suggest you check your car's manual or the manufacturer’s site to find out what security features might be installed. In terms of your policy, we preselect your car’s standard devices.

Here are some common types of anti-theft devices:

Audible alarm: loud enough for you to hear from at least 300 feet away and which will go off for three minutes or more. Standard on many current cars.

Active disabling device: a cut-off system that you have to turn on to prevent the fuel, ignition, or starter from operating. Typically controlled by a button on your car key, active disabling devices require you to take action to protect the car.

Passive disabling device: a cut-off system. In this case “passive” is actually better than “active,” and means “will protect your car without you having to do anything.” For example, smart chip keys which arm the system when you walk away, activate after the car has been locked for a certain time, or prevent operation if someone tries to hot wire the car. These systems since they don’t require any driver action.

Car recovery system: an electronic unit that can be activated after your car is stolen, which then provides the location to police to help them with recovery.

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