Your quote is an estimated price based on the information you provided and the coverage you selected.
Our model works a little differently from what you may be used to, and how your price works depends on your state.
Rhode Island
- You start with an intro discount your first month.
- Your 6-month premium is the highest amount you could pay during your current policy term unless you make a policy change, such as adding another car.
- Your Safe Driving Discount is based on your Driving Scores.
- Your Safe Driving Discount updates monthly based on your most recent driving habits.
Arizona
- You start with an intro discount for the first two months of your policy term.
- Your 6-month premium, minus your intro discount, is the highest amount you could pay during your current policy term unless you make a policy change, such as adding another car.
- Your Safe Driving Discount is based on your Driving Scores.
- During your first policy term, your Safe Driving Discount begins in month three and is locked in for the rest of the term.
- If your policy renews, your Safe Driving Discount for the renewal term is based on your driving during the prior term and is locked in for the full renewal term.