When you quote with HiRoad, you’ll see your 6-month premium. That’s the price of your policy before discounts, based on:
- Your age
- Your address
- The make and model of your vehicle
- Your driving record
- Consumer report information, such as your credit score and prior insurance history
Your HiRoad Driving Scores help determine your Safe Driving Discount. How that discount works depends on your state:
- In Arizona, your Safe Driving Discount begins in month three and is locked in for the rest of your policy term.
- In Rhode Island, your Safe Driving Discount updates monthly based on your recent driving.
You can learn more about Driving Scores by visiting this FAQ article.
We know life happens, and sometimes there may be hiccups on the road. That’s why your Safe Driving Discount is based on your driving habits over time rather than any one trip.