If your policy is eligible for renewal, you’ll receive a renewal notice about one month before your policy expires. We’ll automatically renew your policy unless you request a cancellation.
Your renewal notice will include any changes to your base premium. Your rate may change based on:
- Changes to the total number of claims HiRoad has received
- Factors related to the year, make and model of your vehicle or the drivers on your policy
- Increases in the cost of doing business
- Your driving during the prior term
If there’s any change to your base premium, we’ll let you know in your renewal notice. You’ll have time to review the information and make the best decision for you and the members of your household.
Your Safe Driving Discount works a little differently depending on your state:
Rhode Island: Your Safe Driving Discount updates monthly based on your most recent driving habits.
Arizona: Your Safe Driving Discount is locked in for the rest of each renewal term.
We calculate your Safe Driving Discount based on your Driving Scores. How much you drive and how safely you drive affect your discount.